0000001 - Document - Cover Page link:presentationLink link:calculationLink link:definitionLink 0000002 - Document - Audit Information link:presentationLink link:calculationLink link:definitionLink 9952151 - Statement - CONSOLIDATED STATEMENTS OF INCOME link:presentationLink link:calculationLink link:definitionLink 9952152 - Statement - CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME link:presentationLink link:calculationLink link:definitionLink 9952153 - Statement - CONSOLIDATED BALANCE SHEETS link:presentationLink link:calculationLink link:definitionLink 9952154 - Statement - CONSOLIDATED BALANCE SHEETS (Parenthetical) link:presentationLink link:calculationLink link:definitionLink 9952155 - Statement - CONSOLIDATED STATEMENTS OF STOCKHOLDERS' EQUITY link:presentationLink link:calculationLink link:definitionLink 9952156 - Statement - CONSOLIDATED STATEMENTS OF STOCKHOLDERS' EQUITY (Parenthetical) link:presentationLink link:calculationLink link:definitionLink 9952157 - Statement - CONSOLIDATED STATEMENTS OF CASH FLOWS link:presentationLink link:calculationLink link:definitionLink 9952158 - Disclosure - DESCRIPTION OF BUSINESS, BASIS OF PRESENTATION AND SIGNIFICANT ACCOUNTING POLICIES link:presentationLink link:calculationLink link:definitionLink 9952159 - Disclosure - CREDIT CARD AND OTHER LOANS link:presentationLink link:calculationLink link:definitionLink 9952160 - Disclosure - ALLOWANCE FOR CREDIT LOSSES link:presentationLink link:calculationLink link:definitionLink 9952161 - Disclosure - SECURITIZATIONS link:presentationLink link:calculationLink link:definitionLink 9952162 - Disclosure - INVESTMENTS link:presentationLink link:calculationLink link:definitionLink 9952163 - Disclosure - GOODWILL AND INTANGIBLE ASSETS, NET link:presentationLink link:calculationLink link:definitionLink 9952164 - Disclosure - OTHER ASSETS link:presentationLink link:calculationLink link:definitionLink 9952165 - Disclosure - LEASES link:presentationLink link:calculationLink link:definitionLink 9952166 - Disclosure - DEPOSITS link:presentationLink link:calculationLink link:definitionLink 9952167 - Disclosure - BORROWINGS OF LONG-TERM AND OTHER DEBT link:presentationLink link:calculationLink link:definitionLink 9952168 - Disclosure - OTHER LIABILITIES link:presentationLink link:calculationLink link:definitionLink 9952169 - Disclosure - DERIVATIVES AND HEDGING ACTIVITIES link:presentationLink link:calculationLink link:definitionLink 9952170 - Disclosure - OTHER NON-INTEREST INCOME AND OTHER NON-INTEREST EXPENSES link:presentationLink link:calculationLink link:definitionLink 9952171 - Disclosure - FAIR VALUES OF FINANCIAL INSTRUMENTS link:presentationLink link:calculationLink link:definitionLink 9952172 - Disclosure - REGULATORY MATTERS AND CAPITAL ADEQUACY link:presentationLink link:calculationLink link:definitionLink 9952173 - Disclosure - COMMITMENTS AND CONTINGENCIES link:presentationLink link:calculationLink link:definitionLink 9952174 - Disclosure - EMPLOYEE BENEFIT PLANS link:presentationLink link:calculationLink link:definitionLink 9952175 - Disclosure - CHANGES IN ACCUMULATED OTHER COMPREHENSIVE LOSS link:presentationLink link:calculationLink link:definitionLink 9952176 - Disclosure - STOCKHOLDERS' EQUITY link:presentationLink link:calculationLink link:definitionLink 9952177 - Disclosure - INCOME TAXES link:presentationLink link:calculationLink link:definitionLink 9952178 - Disclosure - EARNINGS PER SHARE link:presentationLink link:calculationLink link:definitionLink 9952179 - Disclosure - PARENT COMPANY FINANCIAL STATEMENTS link:presentationLink link:calculationLink link:definitionLink 9955511 - Disclosure - DESCRIPTION OF BUSINESS, BASIS OF PRESENTATION AND SIGNIFICANT ACCOUNTING POLICIES (Policies) link:presentationLink link:calculationLink link:definitionLink 9955512 - Disclosure - DESCRIPTION OF BUSINESS, BASIS OF PRESENTATION AND SIGNIFICANT ACCOUNTING POLICIES (Tables) link:presentationLink link:calculationLink link:definitionLink 9955513 - Disclosure - CREDIT CARD AND OTHER LOANS (Tables) link:presentationLink link:calculationLink link:definitionLink 9955514 - Disclosure - ALLOWANCE FOR CREDIT LOSSES (Tables) link:presentationLink link:calculationLink link:definitionLink 9955515 - Disclosure - SECURITIZATIONS (Tables) link:presentationLink link:calculationLink link:definitionLink 9955516 - Disclosure - INVESTMENTS (Tables) link:presentationLink link:calculationLink link:definitionLink 9955517 - Disclosure - GOODWILL AND INTANGIBLE ASSETS, NET (Tables) link:presentationLink link:calculationLink link:definitionLink 9955518 - Disclosure - OTHER ASSETS (Tables) link:presentationLink link:calculationLink link:definitionLink 9955519 - Disclosure - LEASES (Tables) link:presentationLink link:calculationLink link:definitionLink 9955520 - Disclosure - DEPOSITS (Tables) link:presentationLink link:calculationLink link:definitionLink 9955521 - Disclosure - BORROWINGS OF LONG-TERM AND OTHER DEBT (Tables) link:presentationLink link:calculationLink link:definitionLink 9955522 - Disclosure - OTHER LIABILITIES (Tables) link:presentationLink link:calculationLink link:definitionLink 9955523 - Disclosure - OTHER NON-INTEREST INCOME AND OTHER NON-INTEREST EXPENSES (Tables) link:presentationLink link:calculationLink link:definitionLink 9955524 - Disclosure - FAIR VALUES OF FINANCIAL INSTRUMENTS (Tables) link:presentationLink link:calculationLink link:definitionLink 9955525 - Disclosure - REGULATORY MATTERS AND CAPITAL ADEQUACY (Tables) link:presentationLink link:calculationLink link:definitionLink 9955526 - Disclosure - CHANGES IN ACCUMULATED OTHER COMPREHENSIVE LOSS (Tables) link:presentationLink link:calculationLink link:definitionLink 9955527 - Disclosure - STOCKHOLDERS' EQUITY (Tables) link:presentationLink link:calculationLink link:definitionLink 9955528 - Disclosure - INCOME TAXES (Tables) link:presentationLink link:calculationLink link:definitionLink 9955529 - Disclosure - EARNINGS PER SHARE (Tables) link:presentationLink link:calculationLink link:definitionLink 9955530 - Disclosure - PARENT COMPANY FINANCIAL STATEMENTS (Tables) link:presentationLink link:calculationLink link:definitionLink 9955531 - Disclosure - DESCRIPTION OF BUSINESS, BASIS OF PRESENTATION AND SIGNIFICANT ACCOUNTING POLICIES (Details) link:presentationLink link:calculationLink link:definitionLink 9955532 - Disclosure - CREDIT CARD AND OTHER LOANS - Financing Receivable (Details) link:presentationLink link:calculationLink link:definitionLink 9955533 - Disclosure - CREDIT CARD AND OTHER LOANS - Amortized Cost Basis Credit Card and Loan Receivables (Details) link:presentationLink link:calculationLink link:definitionLink 9955534 - Disclosure - CREDIT CARD AND OTHER LOANS - Narrative (Details) link:presentationLink link:calculationLink link:definitionLink 9955535 - Disclosure - CREDIT CARD AND OTHER LOANS - Credit Quality on Amortized Cost Basis (Details) link:presentationLink link:calculationLink link:definitionLink 9955536 - Disclosure - CREDIT CARD AND OTHER LOANS - Credit Cards (Details) link:presentationLink link:calculationLink link:definitionLink 9955537 - Disclosure - CREDIT CARD AND OTHER LOANS - Aging Analysis (Details) link:presentationLink link:calculationLink link:definitionLink 9955538 - Disclosure - CREDIT CARD AND OTHER LOANS - Troubled Debt Restructurings (Details) link:presentationLink link:calculationLink link:definitionLink 9955539 - Disclosure - ALLOWANCE FOR CREDIT LOSSES - Narrative (Details) link:presentationLink link:calculationLink link:definitionLink 9955540 - Disclosure - ALLOWANCE FOR CREDIT LOSSES - Rollforward (Details) link:presentationLink link:calculationLink link:definitionLink 9955541 - Disclosure - SECURITIZATIONS (Details) link:presentationLink link:calculationLink link:definitionLink 9955542 - Disclosure - INVESTMENTS - Investments (Details) link:presentationLink link:calculationLink link:definitionLink 9955543 - Disclosure - INVESTMENTS - Amortized Cost (Details) link:presentationLink link:calculationLink link:definitionLink 9955544 - Disclosure - INVESTMENTS - Continuous Loss Position (Details) link:presentationLink link:calculationLink link:definitionLink 9955545 - Disclosure - INVESTMENTS - Narrative (Details) link:presentationLink link:calculationLink link:definitionLink 9955546 - Disclosure - GOODWILL AND INTANGIBLE ASSETS, NET - Narrative (Details) link:presentationLink link:calculationLink link:definitionLink 9955547 - Disclosure - GOODWILL AND INTANGIBLE ASSETS, NET - Finite Lived Assets and Indefinite Lived Assets (Details) link:presentationLink link:calculationLink link:definitionLink 9955547 - Disclosure - GOODWILL AND INTANGIBLE ASSETS, NET - Finite Lived Assets and Indefinite Lived Assets (Details) link:presentationLink link:calculationLink link:definitionLink 9955548 - Disclosure - GOODWILL AND INTANGIBLE ASSETS, NET - Maturity Schedule (Details) link:presentationLink link:calculationLink link:definitionLink 9955549 - Disclosure - OTHER ASSETS (Details) link:presentationLink link:calculationLink link:definitionLink 9955550 - Disclosure - LEASES - Narrative (Details) link:presentationLink link:calculationLink link:definitionLink 9955551 - Disclosure - LEASES - Supplemental lease information (Details) link:presentationLink link:calculationLink link:definitionLink 9955552 - Disclosure - LEASES - Maturities of lease liabilities (Details) link:presentationLink link:calculationLink link:definitionLink 9955552 - Disclosure - LEASES - Maturities of lease liabilities (Details) link:presentationLink link:calculationLink link:definitionLink 9955553 - Disclosure - DEPOSITS - Interest and Non-Interest Bearing (Details) link:presentationLink link:calculationLink link:definitionLink 9955554 - Disclosure - DEPOSITS - Deposits by Type (Details) link:presentationLink link:calculationLink link:definitionLink 9955555 - Disclosure - DEPOSITS - Maturity of Deposits (Details) link:presentationLink link:calculationLink link:definitionLink 9955556 - Disclosure - DEPOSITS - Narrative (Details) link:presentationLink link:calculationLink link:definitionLink 9955557 - Disclosure - BORROWINGS OF LONG-TERM AND OTHER DEBT - Schedule of Long Term Debt and Other Debt (Details) link:presentationLink link:calculationLink link:definitionLink 9955558 - Disclosure - BORROWINGS OF LONG-TERM AND OTHER DEBT - Narrative (Details) link:presentationLink link:calculationLink link:definitionLink 9955559 - Disclosure - BORROWINGS OF LONG-TERM AND OTHER DEBT - Conduit Facilities (Details) link:presentationLink link:calculationLink link:definitionLink 9955560 - Disclosure - BORROWINGS OF LONG-TERM AND OTHER DEBT - Maturities (Details) link:presentationLink link:calculationLink link:definitionLink 9955560 - Disclosure - BORROWINGS OF LONG-TERM AND OTHER DEBT - Maturities (Details) link:presentationLink link:calculationLink link:definitionLink 9955561 - Disclosure - OTHER LIABILITIES (Details) link:presentationLink link:calculationLink link:definitionLink 9955562 - Disclosure - DERIVATIVES AND HEDGING ACTIVITIES (Details) link:presentationLink link:calculationLink link:definitionLink 9955563 - Disclosure - OTHER NON-INTEREST INCOME AND OTHER NON-INTEREST EXPENSES (Details) link:presentationLink link:calculationLink link:definitionLink 9955564 - Disclosure - FAIR VALUES OF FINANCIAL INSTRUMENTS - Fair Value of Instruments (Details) link:presentationLink link:calculationLink link:definitionLink 9955565 - Disclosure - FAIR VALUES OF FINANCIAL INSTRUMENTS - Fair Value Level Disclosure (Details) link:presentationLink link:calculationLink link:definitionLink 9955566 - Disclosure - FAIR VALUES OF FINANCIAL INSTRUMENTS - Narrative (Details) link:presentationLink link:calculationLink link:definitionLink 9955567 - Disclosure - FAIR VALUES OF FINANCIAL INSTRUMENTS - Assets and Liabilities Not Carried at Fair Value (Details) link:presentationLink link:calculationLink link:definitionLink 9955568 - Disclosure - REGULATORY MATTERS AND CAPITAL ADEQUACY - Actual Capital Ratios and Minimum Ratios (Details) link:presentationLink link:calculationLink link:definitionLink 9955569 - Disclosure - REGULATORY MATTERS AND CAPITAL ADEQUACY - Narrative (Details) link:presentationLink link:calculationLink link:definitionLink 9955570 - Disclosure - COMMITMENTS AND CONTINGENCIES (Details) link:presentationLink link:calculationLink link:definitionLink 9955571 - Disclosure - EMPLOYEE BENEFIT PLANS (Details) link:presentationLink link:calculationLink link:definitionLink 9955572 - Disclosure - CHANGES IN ACCUMULATED OTHER COMPREHENSIVE LOSS (Details) link:presentationLink link:calculationLink link:definitionLink 9955573 - Disclosure - STOCKHOLDERS' EQUITY - Stock Repurchase Programs (Details) link:presentationLink link:calculationLink link:definitionLink 9955574 - Disclosure - STOCKHOLDERS' EQUITY - Stock Compensation Plans and Expense (Details) link:presentationLink link:calculationLink link:definitionLink 9955575 - Disclosure - STOCKHOLDERS' EQUITY - Dividends (Details) link:presentationLink link:calculationLink link:definitionLink 9955576 - Disclosure - STOCKHOLDERS' EQUITY - Restricted Stock Unit Awards and Stock Options (Details) link:presentationLink link:calculationLink link:definitionLink 9955577 - Disclosure - INCOME TAXES - Schedule of Components of Tax (Details) link:presentationLink link:calculationLink link:definitionLink 9955578 - Disclosure - INCOME TAXES - Reconciliation (Details) link:presentationLink link:calculationLink link:definitionLink 9955579 - Disclosure - INCOME TAXES - Narrative (Details) link:presentationLink link:calculationLink link:definitionLink 9955580 - Disclosure - INCOME TAXES - Deferred Tax Assets and Liabilities (Details) link:presentationLink link:calculationLink link:definitionLink 9955581 - Disclosure - INCOME TAXES - Unrecognized Tax Benefits (Details) link:presentationLink link:calculationLink link:definitionLink 9955582 - Disclosure - EARNINGS PER SHARE (Details) link:presentationLink link:calculationLink link:definitionLink 9955583 - Disclosure - PARENT COMPANY FINANCIAL STATEMENTS (Details) link:presentationLink link:calculationLink link:definitionLink