0000001 - Document - Cover link:presentationLink link:calculationLink link:definitionLink 9952151 - Statement - UNAUDITED CONSOLIDATED STATEMENTS OF INCOME link:presentationLink link:calculationLink link:definitionLink 9952152 - Statement - UNAUDITED CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME link:presentationLink link:calculationLink link:definitionLink 9952153 - Statement - UNAUDITED CONSOLIDATED BALANCE SHEETS link:presentationLink link:calculationLink link:definitionLink 9952154 - Statement - UNAUDITED CONSOLIDATED BALANCE SHEETS (Parenthetical) link:presentationLink link:calculationLink link:definitionLink 9952155 - Statement - UNAUDITED CONSOLIDATED STATEMENTS OF STOCKHOLDERS’ EQUITY link:presentationLink link:calculationLink link:definitionLink 9952156 - Statement - UNAUDITED CONSOLIDATED STATEMENTS OF STOCKHOLDERS’ EQUITY (Parenthetical) link:presentationLink link:calculationLink link:definitionLink 9952157 - Statement - UNAUDITED CONSOLIDATED STATEMENTS OF CASH FLOWS link:presentationLink link:calculationLink link:definitionLink 9952158 - Disclosure - DESCRIPTION OF BUSINESS, BASIS OF PRESENTATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES link:presentationLink link:calculationLink link:definitionLink 9952159 - Disclosure - CREDIT CARD AND OTHER LOANS link:presentationLink link:calculationLink link:definitionLink 9952160 - Disclosure - ALLOWANCE FOR CREDIT LOSSES link:presentationLink link:calculationLink link:definitionLink 9952161 - Disclosure - SECURITIZATIONS link:presentationLink link:calculationLink link:definitionLink 9952162 - Disclosure - INVESTMENTS link:presentationLink link:calculationLink link:definitionLink 9952163 - Disclosure - DEPOSITS link:presentationLink link:calculationLink link:definitionLink 9952164 - Disclosure - BORROWINGS OF LONG-TERM AND OTHER DEBT link:presentationLink link:calculationLink link:definitionLink 9952165 - Disclosure - OTHER NON-INTEREST INCOME AND OTHER NON-INTEREST EXPENSES link:presentationLink link:calculationLink link:definitionLink 9952166 - Disclosure - FAIR VALUES OF FINANCIAL INSTRUMENTS link:presentationLink link:calculationLink link:definitionLink 9952167 - Disclosure - REGULATORY MATTERS AND CAPITAL ADEQUACY link:presentationLink link:calculationLink link:definitionLink 9952168 - Disclosure - COMMITMENTS AND CONTINGENCIES link:presentationLink link:calculationLink link:definitionLink 9952169 - Disclosure - CHANGES IN ACCUMULATED OTHER COMPREHENSIVE LOSS link:presentationLink link:calculationLink link:definitionLink 9952170 - Disclosure - STOCKHOLDERS' EQUITY link:presentationLink link:calculationLink link:definitionLink 9952171 - Disclosure - INCOME TAXES link:presentationLink link:calculationLink link:definitionLink 9952172 - Disclosure - EARNINGS PER SHARE link:presentationLink link:calculationLink link:definitionLink 9954471 - Disclosure - DESCRIPTION OF BUSINESS, BASIS OF PRESENTATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies) link:presentationLink link:calculationLink link:definitionLink 9954472 - Disclosure - CREDIT CARD AND OTHER LOANS (Tables) link:presentationLink link:calculationLink link:definitionLink 9954473 - Disclosure - ALLOWANCE FOR CREDIT LOSSES (Tables) link:presentationLink link:calculationLink link:definitionLink 9954474 - Disclosure - SECURITIZATIONS (Tables) link:presentationLink link:calculationLink link:definitionLink 9954475 - Disclosure - INVESTMENTS (Tables) link:presentationLink link:calculationLink link:definitionLink 9954476 - Disclosure - DEPOSITS (Tables) link:presentationLink link:calculationLink link:definitionLink 9954477 - Disclosure - BORROWINGS OF LONG-TERM AND OTHER DEBT (Tables) link:presentationLink link:calculationLink link:definitionLink 9954478 - Disclosure - OTHER NON-INTEREST INCOME AND OTHER NON-INTEREST EXPENSES (Tables) link:presentationLink link:calculationLink link:definitionLink 9954479 - Disclosure - FAIR VALUES OF FINANCIAL INSTRUMENTS (Tables) link:presentationLink link:calculationLink link:definitionLink 9954480 - Disclosure - REGULATORY MATTERS AND CAPITAL ADEQUACY (Tables) link:presentationLink link:calculationLink link:definitionLink 9954481 - Disclosure - CHANGES IN ACCUMULATED OTHER COMPREHENSIVE LOSS (Tables) link:presentationLink link:calculationLink link:definitionLink 9954482 - Disclosure - EARNINGS PER SHARE (Tables) link:presentationLink link:calculationLink link:definitionLink 9954483 - Disclosure - CREDIT CARD AND OTHER LOANS - Financing Receivable (Details) link:presentationLink link:calculationLink link:definitionLink 9954484 - Disclosure - CREDIT CARD AND OTHER LOANS - Amortized Cost Basis Credit Card and Loan Receivables (Details) link:presentationLink link:calculationLink link:definitionLink 9954485 - Disclosure - CREDIT CARD AND OTHER LOANS - Narrative (Details) link:presentationLink link:calculationLink link:definitionLink 9954486 - Disclosure - CREDIT CARD AND OTHER LOANS - Distribution of Credit Card Loans by Score (Details) link:presentationLink link:calculationLink link:definitionLink 9954487 - Disclosure - CREDIT CARD AND OTHER LOANS - Credit Cards (Details) link:presentationLink link:calculationLink link:definitionLink 9954488 - Disclosure - CREDIT CARD AND OTHER LOANS - Aging Analysis (Details) link:presentationLink link:calculationLink link:definitionLink 9954489 - Disclosure - CREDIT CARD AND OTHER LOANS - Troubled Debt Restructurings (Details) link:presentationLink link:calculationLink link:definitionLink 9954490 - Disclosure - ALLOWANCE FOR CREDIT LOSSES - Narrative (Details) link:presentationLink link:calculationLink link:definitionLink 9954491 - Disclosure - ALLOWANCE FOR CREDIT LOSSES - Rollforward (Details) link:presentationLink link:calculationLink link:definitionLink 9954492 - Disclosure - SECURITIZATIONS - Narrative (Details) link:presentationLink link:calculationLink link:definitionLink 9954493 - Disclosure - SECURITIZATIONS - Securitized Credit Card loans, Delinquencies andNet Principal Losses (Details) link:presentationLink link:calculationLink link:definitionLink 9954494 - Disclosure - INVESTMENTS - Investments (Details) link:presentationLink link:calculationLink link:definitionLink 9954495 - Disclosure - INVESTMENTS - Narrative (Details) link:presentationLink link:calculationLink link:definitionLink 9954496 - Disclosure - INVESTMENTS - Amortized Cost (Details) link:presentationLink link:calculationLink link:definitionLink 9954497 - Disclosure - INVESTMENTS - Continuous Loss Position (Details) link:presentationLink link:calculationLink link:definitionLink 9954498 - Disclosure - DEPOSITS - Interest and Non-Interest Bearing (Details) link:presentationLink link:calculationLink link:definitionLink 9954499 - Disclosure - DEPOSITS - Deposits by Type (Details) link:presentationLink link:calculationLink link:definitionLink 9954500 - Disclosure - DEPOSITS - Maturity of Deposits (Details) link:presentationLink link:calculationLink link:definitionLink 9954501 - Disclosure - DEPOSITS - Narrative (Details) link:presentationLink link:calculationLink link:definitionLink 9954502 - Disclosure - BORROWINGS OF LONG-TERM AND OTHER DEBT - Schedule of Long Term Debt and Other Debt (Details) link:presentationLink link:calculationLink link:definitionLink 9954503 - Disclosure - BORROWINGS OF LONG-TERM AND OTHER DEBT - Narrative (Details) link:presentationLink link:calculationLink link:definitionLink 9954504 - Disclosure - BORROWINGS OF LONG-TERM AND OTHER DEBT - Conduit Facilities (Details) link:presentationLink link:calculationLink link:definitionLink 9954505 - Disclosure - OTHER NON-INTEREST INCOME AND OTHER NON-INTEREST EXPENSES - Components of Other Non-Interest Income (Details) link:presentationLink link:calculationLink link:definitionLink 9954506 - Disclosure - OTHER NON-INTEREST INCOME AND OTHER NON-INTEREST EXPENSES - Components of Other Non-Interest Expenses (Details) link:presentationLink link:calculationLink link:definitionLink 9954507 - Disclosure - FAIR VALUES OF FINANCIAL INSTRUMENTS - Narrative (Details) link:presentationLink link:calculationLink link:definitionLink 9954508 - Disclosure - FAIR VALUES OF FINANCIAL INSTRUMENTS - Fair Value of Instruments (Details) link:presentationLink link:calculationLink link:definitionLink 9954509 - Disclosure - FAIR VALUES OF FINANCIAL INSTRUMENTS - Fair Value Level Disclosure (Details) link:presentationLink link:calculationLink link:definitionLink 9954510 - Disclosure - FAIR VALUES OF FINANCIAL INSTRUMENTS - Assets and Liabilities Not Carried at Fair Value (Details) link:presentationLink link:calculationLink link:definitionLink 9954511 - Disclosure - REGULATORY MATTERS AND CAPITAL ADEQUACY (Details) link:presentationLink link:calculationLink link:definitionLink 9954512 - Disclosure - REGULATORY MATTERS AND CAPITAL ADEQUACY - Narrative (Details) link:presentationLink link:calculationLink link:definitionLink 9954513 - Disclosure - COMMITMENTS AND CONTINGENCIES (Details) link:presentationLink link:calculationLink link:definitionLink 9954514 - Disclosure - CHANGES IN ACCUMULATED OTHER COMPREHENSIVE LOSS (Details) link:presentationLink link:calculationLink link:definitionLink 9954515 - Disclosure - STOCKHOLDERS' EQUITY - Stock Repurchase Programs (Details) link:presentationLink link:calculationLink link:definitionLink 9954516 - Disclosure - STOCKHOLDERS' EQUITY - Stock Compensation Expense (Details) link:presentationLink link:calculationLink link:definitionLink 9954517 - Disclosure - STOCKHOLDERS' EQUITY - Dividends (Details) link:presentationLink link:calculationLink link:definitionLink 9954518 - Disclosure - INCOME TAXES (Details) link:presentationLink link:calculationLink link:definitionLink 9954519 - Disclosure - EARNINGS PER SHARE (Details) link:presentationLink link:calculationLink link:definitionLink